Does Surfpay cost anything if I don't use it?

No, Surfpay does not cost anything if you don't use the app to process payments. There are no monthly fees or fixed charges associated with the app. You only pay a fee of 1.29% per transaction (minimum 0.99 SEK) when you actually use the app to accept payments. This makes Surfpay a cost-effective solution for small business owners and entrepreneurs who want flexibility without paying for services they do not use.

Creating an account and using Surfpay on your mobile is completely free if no transactions are made.